  | 
| #4108 |   | Horner's Five Thumb Postulate: 	Experience varies directly with equipment ruined.
  | 
  | 
| #4109 |   | Horngren's Observation: 	Among economists, the real world is often a special case.
  | 
  | 
| #4110 |   | Household hint: 	If you are out of cream for your coffee, mayonnaise makes a 	dandy substitute.
  | 
  | 
| #4111 |   | HOW YOU CAN TELL THAT IT'S GOING TO BE A ROTTEN DAY: 	#1040 Your income tax refund cheque bounces.
  | 
  | 
| #4112 |   | HOW YOU CAN TELL THAT IT'S GOING TO BE A ROTTEN DAY: 	#15 Your pet rock snaps at you.
  | 
  | 
| #4113 |   | HOW YOU CAN TELL THAT IT'S GOING TO BE A ROTTEN DAY: 	#32: You call your answering service and they've never heard of you.
  | 
  | 
| #4114 |   | Howe's Law: 	Everyone has a scheme that will not work.
  | 
  | 
| #4115 |   | Hubbard's Law: 	Don't take life too seriously; you won't get out of it alive.
  | 
  | 
| #4116 |   | Hurewitz's Memory Principle: 	The chance of forgetting something is directly proportional 	to... to... uh.....
  | 
  | 
| #4117 |   | IBM Pollyanna Principle: 	Machines should work.  People should think.
  | 
  | 
  | 
   ...             ...    |